camt.057 ISO 20022 message
Published on
04/09/2026
Updated on
04/09/2026
Reading time
3 min
camt.057 ISO 20022 message: Definition
camt.057 ISO 20022 message stands for “Notification To Receive”. With this ISO 20022 XML message, an account owner announces to its account servicing institution that a credit is expected on its account in the near future.
camt.057 ISO 20022 message: Scope
The camt.057 is not a payment and triggers no booking – it is purely advance information. In it, the account owner states which amount in which currency is expected on which value date from which payer. The account servicer can use this information for its own liquidity planning, for the customer’s cash position and later for the automatic reconciliation of the payment that actually arrives.
The message is sent by the account owner – or a third party acting on its behalf – to the account servicing institution. In correspondent banking the account owner is typically a bank itself, holding a nostro account with its correspondent; in corporate banking it can be a company announcing large incoming amounts to its bank. The camt.057 is thus the MX counterpart of the MT210 (notice to receive) in the SWIFT MT standard.
Two further messages of the same set belong to the camt.057:
- camt.058 – notification to receive cancellation advice: withdraws a previously sent announcement, for instance when the underlying deal does not materialise.
- camt.059 – notification to receive status report: the account servicer’s reply stating whether the announcement was accepted or rejected.
The following further ISO 20022 messages are related to the camt.057:
- pacs.009 ISO 20022 message or pacs.008 ISO 20022 message – the announced payment itself
- camt.054 ISO 20022 message – credit notification once the amount has actually arrived
- camt.053 ISO 20022 message – end-of-day statement of account
- camt.052 ISO 20022 message – intraday account report, in which the expected credit may appear as a pending item
camt.057 ISO 20022 message: Usage
General
The benefit of the camt.057 lies in liquidity management: the account servicer knows early which inflows to expect, and the account owner can plan against an announced credit before the payment has technically arrived. When the payment does arrive, the account servicer reconciles it with the announcement via the references and reports the credit with a camt.054.
SWIFT MX (CBPR+)
NotificationToReceive – camt.057.001.06
In global correspondent banking, the camt.057 is the successor of the MT210. A bank expecting a large payment – from a money market or foreign exchange deal, from a securities settlement or from a customer payment – announces it to its correspondent so that the latter can plan the funding of the nostro account. One announcement can bundle several expected credits; each item carries the amount, currency, expected value date and the details of the payer or paying bank. The complete dialogue:
If the underlying deal is cancelled or the amount or value date changes, the account owner withdraws the announcement with a camt.058 and sends a new camt.057 where applicable. An announcement that is never matched has no accounting effect – it simply lapses.
Corporate banking and EBICS
Companies can also use the camt.057 to announce large expected credits to their bank, for example in cash pooling or when settling high-volume trade transactions. Submission takes place through the usual customer-to-bank channels such as EBICS. In the German DFÜ agreement, however, the message is not foreseen as a standard format; its use is based on a bilateral agreement with the bank.
SEPA and T2
The camt.057 does not appear in the SEPA schemes (SEPA SCT, SCT Inst, SEPA SDD), as no advance announcement of individual credits is foreseen there. Nor is it used in T2 – liquidity there is managed with the camt.050 ISO 20022 message and the associated reservation and limit messages.