Bundesbank Reporting Requirements 2026

The Deutsche Bundesbank collects a wide range of structured data from domestic financial institutions in order to fulfill its statutory mandate to ensure the stability of payment and settlement systems and to contribute to the Eurosystem’s monetary policy. These comprehensive reporting requirements can be clearly categorized into four core areas:

1. Balance sheet and earnings statistics

• Monthly balance sheet statistics: Monetary financial institutions (MFIs) and non-MFI credit institutions are required to submit monthly data on their assets and liabilities. These data serve as an important German contribution to the consolidated MFI balance sheet of the euro area.
• Lending statistics: In this process, detailed data on granted loans are collected on a quarterly basis, broken down by maturity, economic sector, and industry.
• Profit and Loss Statement (GuV): Once a year, the institutions report their income and expenses to enable a detailed analysis of the earnings situation and performance of the German banking sector.

2. Credit, interest rate, and money market statistics

• Credit Data Statistics (AnaCredit): Granular master data and credit risk data regarding loans to legal entities must be reported.
• MFI interest rate statistics: Institutions report interest rates and volumes for deposit and lending business with retail and corporate clients on a monthly basis.
• Money market statistics: Regular recording of daily transactions in the unsecured and secured money market sectors.
• Bank Lending Survey (BLS): Quarterly qualitative survey of selected banks regarding their policies, conditions, and credit demand in the private non-financial sector.

3. Payment Transactions Statistics (ZVS)

• Semiannual (ZVS 1–6): Reporting of account numbers, e-money top-up values, and payment cards by function (e.g., debit/credit function), as well as acceptance points/terminals such as ATMs or POS systems. In addition, fraudulent transactions (ZVS 5), including financial losses, are recorded.
• Quarterly (ZVS 9): Detailed recording of outgoing transactions (e.g., transfers, direct debits, checks), broken down by country and standardized Merchant Category Codes (MCC).

4. Securities, foreign exchange, and external economic statistics

• Overseas status: Monthly reports on claims on and liabilities to non-residents – covering both domestic institutions and their foreign branches and subsidiaries.
• Securities Investments & Issuances: Reports on own debt securities and on the securities holdings of selected banking groups at the consolidated level.
• Investment Assets & Securitizations: Reports on assets under management by capital management companies and securitisation special purpose entities.
• Derivatives & Turnover: Statistics on over-the-counter (OTC) derivatives and foreign exchange trading turnover.

Reporting Requirements and Submission